After the financial crisis of 2008, the “Big Banks” altered how they look at aircraft transactions. With significantly shorter terms and stricter aircraft age requirement, they are no longer offering clients what we consider to be, “good deals”. These banks typically provide 5- to 7-year terms on pre-owned aircraft and require that the aircraft is no older than 7 to 10 years in age. We offer our clients up to 20- year terms for financing and refinancing on aircraft up to 30 years old. Most borrowers believe that they cannot get longer and better terms than what the traditional banks offer them. Additionally, most borrowers do not understand how much they will save every month by financing their aircraft with an aircraft finance specialist like us.
Our 20-year Amortization is designed to maximize your cash flow and is our benchmark and our commitment to our clients. Most aircraft lenders won't offer that to their clients, especially not on pre-owned aircraft. We provide a 20-year amortization to clients that are financing or refinancing both new and pre-owned aircraft.
Our loans range from $750 thousand to $20 million on aircraft up to twenty years old. The average down-payment is 20%, and the average term is twenty years. We offer our clients flexible structures at highly competitive rates (fixed, floating and hybrid), with 3, 5, 7, 10 and 20-year loan products.
With over 20 years in the industry and with over 1 billion dollars in closed transactions and counting, we combine an extraordinary range of experience with the highest level of customer service.